About Rafik


Hi everybody. Welcome to my Start your own online Business website. Working towards creating my own business has been a passion of my mine ever since my mother passed away at the age of 10.

Growing up in a poor family and with my dad (bless his soul) working for long hours to make ends meet there was no money for anything else but the bare necessities.

It was when my dad remarried that my step mother started to make bread at home and I went out selling the bread. My first taste of entrepreneurship.

At the age of 16 I left school to help with the household expenses. I worked as admin clerk in the city and hated it. Long hours and 6 days a week.

One day I needed some extra cash (about 100usd) and after long deliberation I ask the local wholesaler in my area what he needed desperately in his shop. He replied that he needed peanuts urgently. After speaking to a peanut manufacturer who agreed to supply me the goods on a cash basis. Adding a 100usd on the manufacturer’s price I then phoned the wholesaler who agreed to pay cash.

It was then that I realized that making money can be easy provided one has the will to make it “happen” and that hard work never killed anyone as my dad used to say

A Brief History

After getting married and still working as an admin clerk, my wife and I decided that I should do what I am passionate about and love doing. I enrolled in night college for 6 months to study machine design. After completion, worked as an apprentice for 4 years and thereafter as an industrial machine design draughtsman for 8 years before I was retrenched.

Thereafter, joined an engineering company as a mechanical design draughtsman and was promoted to production manager 3 years later and 7 years later the company closed its doors because of an economic slump. It was at this point that I decided that I’m going to control my own financial future.

Fast forward after having my own transport company, manufacturing ladies sandles, manufacturing shoe polish, selling goods in flea markets, etc and just making ends meet.

I started looking for a business where I needed very little monetary investment and that my financial destiny was not dictated or influenced by the country’s economic and other factors beyond my control. I needed to control my on financial future.

It was purely by accident that I came across a financial magazine comparing internet (on line) to traditional businesses. Internet businesses show a phenomenal upward trend compared to traditional businesses. In fact there was a decline in the latter
  • After further research and speaking to people who were in the business I invested a nominal amount of money started my online business. It took a lot of time, patience and persistent hard work to make it work for me. I can proudly say that I’m living my life on my terms and that I can work anywhere in the world whether its on holiday or business as long as I have my computer and an internet connection.

Where to from here ??

With my personal finances not a stumbling block and enjoying what I do and getting paid for it (unlike my dad who was stuck in a job he hated) what is it that will give me personal satisfaction.
The answer was simple.
  • Help other people to become debt free and financially independent.
  • To help parents to spend more time with their children/grandchildren.
  • To help parents to achieve their children’s dreams and aspirations

The Power is in my hands

We all have heard the phrase “money is not everything” and “money is the root of all evil” “job security” etc, however the reality is that money is a necessity to achieve anything in life.

Yes !!

Priceless is when one sends one’s parents to the holiday of their dreams

Priceless is the loving and appreciative look in the eyes of your child when he/she accomplishes their dream and that you contributed to their success.

Priceless is when one sponsors an orphan to achieve their dreams

Priceless is when one clears the financial debt of a family member or friend

In conclusion with a lot of persistent hard work and dedication one can change and map out your own financial destination. If you are prepared to do that and not be influenced by factors and situations beyond your control, then real freedom awaits you.

If you ever need a hand or have any questions, feel free to leave them below and I will be more than happy to help you out.

All the best,



Leave a Reply

Your email address will not be published. Required fields are marked *